Patients Who Have Health Insurance
Please bring a copy of your insurance card with you when you come to receive any type of health services. Copies of your insurance forms, supplied by your employer or your insurance company, may also be required. You will be asked to assign benefits from the insurance company directly to the hospital. Familiarize yourself with the terms of your insurance coverage so you understand the hospital’s billing procedures, charges and any potential out-of-pocket expenses you may incur.
Patients Who Belong to an HMO or PPO
Your HMO or PPO plan may have special requirements such as obtaining a second surgical opinion or pre-certification for certain tests or procedures. It is your responsibility to ensure the requirements of your plan are satisfied. If your plan’s requirements are not met, you may be financially responsible for all or part of the services rendered. Please note: some physician specialists may not participate in your health plan; therefore, their services may not be covered.
Patients Who Are Covered by Medicare
If you are covered by Medicare, we require a copy of your Medicare card to verify eligibility and process your Medicare claim. Medicare plans specifically exclude payment for certain items and services such as cosmetic surgery, some oral surgery procedures, personal comfort items, hearing evaluations and others. Deductibles and co-payments also are the responsibility of the patient. Unless you had previous knowledge that the care you received was unnecessary, you will not have to pay any unapproved amount.
Uninsured Patients
If you do not have a health insurance plan, we will discuss financial arrangements with you.